Christian Fahrholz is Director at True Sale International GmbH since November 2021. Prior to that, since April 2016, he was Head of Division at the Association of German Chambers of Industry and Commerce (DIHK), where he was responsible for the impact of financial market regulation and monetary policy on corporate financing. Until leaving the DIHK in October 2021, he was a member of the Executive Board at the Verband Deutscher Bürgschaftsbanken e. V. (VDB).
Prior to joining DIHK, he was a visiting scholar at the Central Bank of Estonia (Eesti Pank) and worked as a freelance consultant for public and private clients in Egypt, South Africa and the United States. Earlier appointments included a visiting professorship at the Chair of Macroeconomics, in particular monetary theory, at the University of Erfurt.
Prior to joining DIHK, he was a visiting scholar at the Central Bank of Estonia (Eesti Pank) and worked as a freelance consultant for public and private clients in Egypt, South Africa and the United States. Earlier appointments included a visiting professorship at the Chair of Macroeconomics, in particular monetary theory, at the University of Erfurt.
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Eberhard Hackel is a Managing Director in Fitch Ratings’ European structured finance group. He is Head of EMEA ABS and based in Frankfurt. The team is responsible for rating ABS backed by assets like auto loans, equipment or auto leases, unsecured consumer loans or credit card receivables. In addition, the team is dealing with ABCP and Emerging market transactions backed by various assets.
Before joining Fitch in 2008, Eberhard worked in the risk controlling department of Landesbank Hessen-Thüringen (Helaba). His responsibilities included measuring the Helaba group’s market risk and working with German regulators supervising Helaba’s internal market risk model.
Eberhard holds a diploma in business administration from the University of Göttingen and has earned the FRM certification of the Global Association of Risk Professionals.
Before joining Fitch in 2008, Eberhard worked in the risk controlling department of Landesbank Hessen-Thüringen (Helaba). His responsibilities included measuring the Helaba group’s market risk and working with German regulators supervising Helaba’s internal market risk model.
Eberhard holds a diploma in business administration from the University of Göttingen and has earned the FRM certification of the Global Association of Risk Professionals.
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Olga Kashkina has joined the ING’s Asset Securitisation team in 2022, following 5 successful years at Fitch, where she focused on rating assessments for European ABS deals across asset classes (Auto/SME Lease/Consumer ABS, RMBS). At ING, Olga closely works with group treasury on arranging/placement of RMBS (incl. in green format), supports external clients as an arranger for public German ABS transactions, as well on the origination of private lending facilities.
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Dr Oliver Kronat is Partner in the Frankfurt office of Clifford Chance. Oliver specialises in advising on German and international structured finance transactions. His experience includes the securitisation of trade, consumer, leasing and loan receivables and the establishment of ABCP Conduit Programmes. as well as Fintech, Speciality Finance and Fund-Linked Note transactions. He also advises on the restructuring of securitisation and other structured finance transactions as well as on securitisations by insolvent companies.
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Salah has been a Director of STS Verification International GmbH since March 2023. He joined the STS Verification International GmbH team in July 2021, bringing in 10 years of securitisation experience gained through his work in the Credit and Securitisation team of Deloitte.
His responsibilities at Deloitte covered trustee and verification services for a wide range of clients in Germany (originators, investors and sponsors) in various synthetic and true sale transactions.
As a Senior Manager at Deloitte he was mainly responsible, as the lead manager, for the performance of agreed-upon procedures and credit file due diligences at banks in the context of securitisation and portfolio transactions for consumer, auto and mortgage loans. Salah was also responsible for the performance of several asset audits at medium-sized businesses with regards to trade receivables securitised in ABCP transactions.
Salah holds a degree (Diploma) in Business Administration from the University of Cologne.
His responsibilities at Deloitte covered trustee and verification services for a wide range of clients in Germany (originators, investors and sponsors) in various synthetic and true sale transactions.
As a Senior Manager at Deloitte he was mainly responsible, as the lead manager, for the performance of agreed-upon procedures and credit file due diligences at banks in the context of securitisation and portfolio transactions for consumer, auto and mortgage loans. Salah was also responsible for the performance of several asset audits at medium-sized businesses with regards to trade receivables securitised in ABCP transactions.
Salah holds a degree (Diploma) in Business Administration from the University of Cologne.
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Sven Meyer is Partner in the Financial Services Capital Markets Accounting & Advisory Service (FS-CMAAS) at PwC in Frankfurt am Main. He advises clients regarding the accounting of financial instruments, structured products and leasing transactions. He has more than 20 years experience from IFRS projects in the financial service sector.
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Tom Oelrich has been working for DZ BANK AG in Frankfurt am Main in the securitisation department since 2003. As a senior structurer, he has been advising DZ BANK’s clients in all aspects relating to term-ABS capital market transactions since 2015 with a focus on auto-ABS, consumer and SME loans as well as leasing transactions. Previously, Mr. Oelrich arranged ABCP transactions for corporate clients of DZ BANK.
Since entering into the securitisation business, he has structured a large number of customer transactions and has successfully accompanied numerous transactions as placement agent and swap counterparty. Mr. Oelrich has graduated from Frankfurt School of Finance & Management and holds a degree in Business Administration.
Since entering into the securitisation business, he has structured a large number of customer transactions and has successfully accompanied numerous transactions as placement agent and swap counterparty. Mr. Oelrich has graduated from Frankfurt School of Finance & Management and holds a degree in Business Administration.
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Miriam Schmelter-Coste arbeitet seit 2022 im Sicherheiten Team der Deutschen Bundesbank mit dem Fokus auf strukturierte Finanzprodukte als notenbankfähige Sicherheiten im Eurosystem.
Nach dem Abschluss ihres Studiums in Frankfurt am Main als Diplom Bertriebswirtin im Jahr 1995 begann Miriam Schmelter-Coste im Firmenkundenkreditgeschäft der Deutsche Bank AG. Von dort wechselte sie 1997 zur Deutschen Bundesbank, wo sie bis heute in verschiedenen Funktionen tätig ist.
Nach dem Abschluss ihres Studiums in Frankfurt am Main als Diplom Bertriebswirtin im Jahr 1995 begann Miriam Schmelter-Coste im Firmenkundenkreditgeschäft der Deutsche Bank AG. Von dort wechselte sie 1997 zur Deutschen Bundesbank, wo sie bis heute in verschiedenen Funktionen tätig ist.
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Dr Christian Thun joined European DataWarehouse in 2016 as Chief Operating Officer and one year later, was appointed as CEO. Dr Thun worked previously at Moody’s Analytics for 14 years in various senior positions, most recently as senior director with inter alia responsibility for the DACH region.
In the early stage of his career, Mr. Thun was a team leader at the risk consulting firm Baetge & Partner (an OliverWyman affiliate) and also worked in structured finance for Dresdner Bank in Frankfurt and London.
In the early stage of his career, Mr. Thun was a team leader at the risk consulting firm Baetge & Partner (an OliverWyman affiliate) and also worked in structured finance for Dresdner Bank in Frankfurt and London.
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David Tuchenhagen, CFA, joined ING in 2021 and is the Local Head of Asset Securitisation Germany. He focuses on the structuring of securitisations with a particular view on Auto Loans, Auto Leasing, Equipment Leasing and Unsecured Consumer Loans. Prior to joining ING, David Tuchenhagen spent eight years as Lead Analyst at S&P Global Ratings where he was responsible for securitisation rating analyses, primarily from the DACH region. Before that, he spent five years as a Credit Analyst for ABS Investments and as a Fixed Income Analyst in the Trading Floor Research department of Landesbank Berlin AG. David Tuchenhagen studied Business Administration at the Technical University of Freiberg and CEU Business School Budapest.
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Sandra Wittinghofer advises national and international banks and corporations in matters of finance and regulatory law. Her focus on structured finance and related banking regulatory matters covers work for arrangers, sponsors, originators, trustees and rating agencies. She has extensive experience in ABCP securitization transactions as well in term transactions, covering a wide range of asset classes. Since June 2019, she has been listed under "Best Lawyers" for Banking and Finance and Banking Regulatory law by Handelsblatt and is also ranked in Chambers Europe 2023 for Capital Markets - Structured Finance.
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Bernhard Zahel is a senior portfolio manager with DWS Investment GmbH in Frankfurt am Main, Germany. He is focusing on investments into structured products like Asset Backed Securities as well as illiquid investments such as loans guaranteed by export credit agencies or trade finance receivables. In addition to the management of portfolios his role includes the coverage of certain markets in the respective sectors. In 2014 and 2015 Bernhard was responsible within Deutsche Asset Management for the advisory of the European Central Bank within the ABS Purchase program.
After graduating with a masters degree in economics (Diplom Volkswirt) at University of Bonn, Bernhard started his career in 2001 as a workout analyst for corporate credits with Deutsche Bank AG. From there he joined DWS Investments GmbH in 2004 to become a portfolio manager where he stayed with different responsibilities in various asset classes in fixed income until today.
After graduating with a masters degree in economics (Diplom Volkswirt) at University of Bonn, Bernhard started his career in 2001 as a workout analyst for corporate credits with Deutsche Bank AG. From there he joined DWS Investments GmbH in 2004 to become a portfolio manager where he stayed with different responsibilities in various asset classes in fixed income until today.
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Elvir Zverotic joined Volkswagen Financial Services AG in 2014. Since 2016, he has been a member of the ABS Structuring team of Volkswagen Bank GmbH. In this role, he has worked on several ABS platforms around the world. Additionally, he is responsible for all ESG activities within the Treasury department. Volkswagen Financial Services AG and it’s entities are one of the largest Auto ABS issuers worldwide with an outstanding volume of around EUR 50bn. Elvir has a Bachelor's Degree in Business Administration from the Otto-von-Guericke University of Magdeburg.
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